Connect PayTrace

TackQuote's PayTrace integration suits US B2B sellers already using PayTrace for Level-3 card processing, where interchange rates on commercial cards matter. Buyers are redirected to PayTrace's hosted checkout page, so card data never reaches TackQuote. PayTrace's notification mechanism is weaker than other gateways here — it is unsigned and carries neither an amount nor a currency — so TackQuote treats it strictly as a prompt to re-read the transaction over an authenticated connection, and the quote is only marked paid on the strength of that read. Because PayTrace reports no currency at all, you declare your account's settlement currency when connecting, and quotes in any other currency are not routed to PayTrace.

TackQuote connects to PayTrace with your account username and password, your settlement currency, and a verification token you generate.

• PayTrace account, ideally a dedicated user with minimal permissions
• The single currency your PayTrace account settles in
• A verification token you generate — PayTrace does not sign its notifications
• TackQuote Starter plan or above

1. 1

   Prepare a PayTrace user

   PayTrace’s hosted checkout requires the account username and password on each checkout creation, so use a dedicated user with the narrowest permissions your account allows.
2. 2

   Declare your settlement currency

   PayTrace has no currency field anywhere, so TackQuote compares against the currency you declare. Quotes in other currencies are not routed to PayTrace.
3. 3

   Connect in TackQuote

   Enter the credentials, currency and a long random verification token in Settings → Payments → PayTrace.
4. 4

   Go live

   The buyer starting checkout is what routes a quote to PayTrace, and PayTrace is tried last of all connected gateways, so a quote reaches it only when no other is connected. Paid quotes convert once the transaction is confirmed by an authenticated read.